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How to Get Started with Alya

Welcome aboard!


Our Buy Now Pay Later (BNPL) service lets you shop today and split your payments into flexible installments — without interest, hidden fees, or complicated paperwork.

Here’s everything you need to get started:

1. Create your account

Download our app or visit our web platform, then sign up with your phone number or email.
We’ll send you a quick verification code to confirm your identity.

2. Complete your KYC verification

As a licensed payment institution, we’re required to verify your identity before approving credit.
You’ll need to upload:

  • A valid national ID or passport

  • A quick selfie for identity verification

This process usually takes less than 5 minutes, and you’ll receive a confirmation once verified.

3. Link your payment card

You’ll be prompted to add a debit or credit card to your account.
This will be used for automatic installment payments and refunds when applicable.

4. Make your first purchase

When shopping with one of our partner merchants, select Pay with [Your BNPL App Name] at checkout.
Choose your preferred plan (2x, 3x, or 4x payments), confirm, and you’re done.

5. Track your payments

From your dashboard, you can:

  • View upcoming due dates

  • See total balance

  • Make early payments

  • Download invoices

Tip: Enable notifications to get friendly reminders before each due date.

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